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Our Mission

ESE Financial Literacy School and partners are engaging the under served community by teaching how to create and store wealth, personal budgeting, stock market basics, entrepreneurship training, and capital market interaction. We work to demystify the world of finance and provide financial information that yields economic transformation.

What is Financial Literacy?

Financial literacy is broadly defined as the ability to use knowledge and skills to manage ones financial resources. This definition essentially links the knowledge of finances with the practical application of such knowledge in a person's life. Another definition of financial literacy includes specific knowledge of the working of interest rates, inflation, and risk diversification. Although these may seem to be academic terms, they are very practical, every day concepts that individuals cannot afford to be ignorant of as they navigate through life. when we consider someone to be financially literate, we are considering them to be able to make sound decisions now and later in life, as their situation changes.

The Importance of Financial Literacy

Financial literacy is one of the most important competencies to have. It effects almost every aspect of your life from stability, to where you live, to the lifestyle you can afford, to the opportunities your children may or may not be privileged to. By ignoring the principals of financial literacy when buying homes, obtaining credit cards, or saving for education or retirement; financially illiterate people are susceptible to making decisions that will cause a loss of utility throughout their lives and potentially the lives of their future offspring.

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